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Which countries are in the SEPA Area?

The countries in the SEPA area are the 28 countries of the European Union, 17 of which use the Euro as a single currency (Germany, France, Italy, Portugal, Austria, Greece, Ireland, Finland, The Netherlands, Belgium, Luxembourg, Slovenia, Cyprus, Estonia, Slovakia, Malta and Spain), and 11 use another currency (Sweden, United Kingdom, Lithuania, Latvia, Poland, Denmark, Czech Republic, Bulgaria, Rumania, Croatia and Hungary).
In addition, there are 5 countries which are not in the European Union, have a different currency but use the Euro to make payments (Principality of Monaco, Norway, Iceland, Switzerland and Liechtenstein).
Non-SEPA countries are all those not listed above as they are not part of the economic agreements between the various countries in the European continent.
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